Emblem Properties

Steps to Boosting your Credit Score

In an age where credit is needed to do just about anything from getting a job, leasing a house, buying a house, to obtaining financing on a car it is vitally important to correct credit concerns and maintain a good healthy credit score.

To correct credit score concerns, it takes months of commitment, dedication, and thoughtful financial planning. The first step is to obtain your credit report. Many consumers consult a physician for an annual health check up. It is a best practice to obtain an annual checkup on your financial health. Many companies such as myfreecreditreport.com and annualcreditreport.com offer an annual free credit report. In viewing a credit report, check for accuracies and inaccuracies. The reporting data bases will typically provide instructions on how to correct those hiccups on the reports should information not be correct.

Secondly, pay past due balances. A Past due balance is very damaging to your credit score. Pay off the debt or at least make a payment arrangement with the provider to show an initiative to re pay the obligation. In consideration, most consumers will then see the negative reporting information lift from the credit file and see the credit score increase.

A strong tip to continue, is to use less available credit. Carrying a $3,500 balance on a $5,000 limit credit card does not help a credit profile. Try to pay the balance down as much as possible. Another helpful suggestion is to ask the creditor for an increase in the credit limit, keep in mind there is a chance the creditor will run your credit to determine eligibility.

Lastly, carefully be selective on the credit accounts that are closed. If there are credit files that have not been used in years, consider closing the active line. It is always a good idea to speak with a financial analysis to determine the proper strategy to increase a credit score.

Once a consumers credit file is healthy and qualified, contact one of our agents with Emblem Properties and we will guide you through obtaining your real estate dream, whether it is to own a home or lease a home.

Texas Pond Boss, A New Creative Service Offered for Keeping your waterways clean

Have you ever driven by the most gorgeous lake and thought man that sure is pretty? Then you get closer and find the green film, the smell, aquatic invasive weeds, or garbage? One local family, The Rowley’s have dedicated and established a solution to the rehabilitation of the waterways in our community!

Please welcome Texas Pond Boss, the number one choice for targeted waterway cleanups. Their state of the art “pond weed water” floats on the water and has controlled technology that shreds those “ugly” water weeds such as Hydrilla, Milfoil, Water Chesnuts, and Phragmites. Such removal of these pesky weeds are vital to the habitat of fish, wildlife, and of course humans.

Texas Pond Boss are also Dredging Experts! According to Texas Pond Boss, the main reason you should dredge your water ways  are to reduce the exposure of contaminates. Should the runoff from cities and industrial areas make it to your waterway there is a higher level of exposure to a variety of pollutants. While you can’t stop contaminants from reaching your waterway, with Texas Pond Boss in your corner, you can stop them from killing off vital natural resources.

This local run business is setting a new standard for water source rehabilitation. Don’t let your pond, lake, or waterway get attacked by the very things that can be controlled. Contact Texas Pond Boss at 936-931-7663 (POND), billy@texaspondboss.com, and Find them on Facebook!

Historic Home Finds Its Way For Sale in Huntsville

1300 Avenue P  is a rare property located in the sought after Avenues of Huntsville. While this home previously maintained a residency of a single family home, as times have changed, this home could now be considered as a single family home or a commercial building. This property is truly a One Of A Kind and has so much history inside the grand walls.

When touring this property, the first thing you will see are the large, well established Magnolia Trees. These trees were planted in 1933 by the late Thomas H Ball. There was a home built on this property site by Mr. Ball in 1933, which burned to the ground. If trees could talk, I wonder the stories they could tell us. The home was built by O.A. & Edith Willhoite in 1938 with an inspiration of a home located at 1416 Newfield Lane in Austin, Tx that was made of beautiful stone and rock. The stones used to shape the exterior of the home were hand selected in West Texas by a stonemason . To truly know the history  this home has here in Huntsville, prospects should know the plans for construction are dated June 3, 1938 and Kate Barr Ross himself, approved the building permit!

Besides the home being grand inside and out, the land the home sits on boasts over half of an acre. Over half of an acre of potential commercial property! There is room to build a pool should one desire, or perhaps add additional parking to suit a business, or develop more space. Additionally, the space above the garage contains an apartment ideally suited for income growth. This home is available for sale at an appraised value of $240,000. This home is full of imagination and rock solid bones to build upon and bring back to life. Come see and feel the history on this property and inside the walls.